If you need immediate attention please get financial counseling first. They can help deal with an acute crisis or technical problems for people who face serious financial problems such as bankruptcy or courts claims

No, I’m not a registered investment advisor (RIA). I do not provide any investment advice. However, I do provide education on how investing works and risk management so you can do your own research on securities and make a decision based on your findings. We can also go over the basics of asset allocation, but ultimately you’ll be the one making the decision of what investments best fits your needs.

A financial advisor is licensed to sell investment products. They typically manage investments for a fee plus they receive commissions on products they sell to you. Every quarter they provide you an update on your investment portfolio and assets they manage. You are typically ready for a financial advisor when you have some extra income and ready to make it grow and invest.

A financial coach helps change your financial behavior, helps build your assets and focuses more long term. A financial coach collaborates with you in creating your unique solutions and plans where ultimately the decision lies with you as you are the expert in your own life. A financial coach will not sell you any financial products so you can count on them to provide you with unbiased information. You may need a financial coach when you have maxed out the free resources and still need help, read books but still can’t put a plan into action, or can’t stick with a budget.

The session is 1 hour and 30 minutes long and we go into strategy and planning. In order for me to provide the best value during our session you’ll be required to fill out a questionnaire and an income and expense worksheet, which can take 30 minutes to an hour to complete. These would need to be submitted back to me 48 hours before our session. This way we make the best use our time together. The session would typically be done in the evening during the week or weekends in the morning so if you work full time it won’t conflict with your schedule. Plus, since this is all done remotely, via video Zoom conference, you don’t have to worry about commuting (if you live in a big city like I do I bet that’s a big relief). You don’t have to stress about getting a babysitter, or figure out who can take care of your fur baby.

I do offer a 3 month coaching package. Be sure on the questionnaire to select that you would like to learn more about this program and I'd be happy to discuss with you and see if it's a good fit. 

To name a few, I can help you save up for that nice vacation you’ve always wanted (maybe taking your kids to Disney!), be financially prepared for a life change like having a baby or getting married, pay your bills on time, creating and managing a spending plan, save for retirement, automate and improve managing your money, reduce your debt, purchase a new home, pay off your house faster than 30 years or save up enough money to finally start your own business. You’ll be able to have more clarity on the steps you need to take to reach those goals.

You shouldn’t think of it as an expense and instead think of it as an investment in yourself. Expenses are often money spent where you do not see a return on your investment. When you invest in yourself, you’ll be the one to benefit. This session will help you accomplish much more than the material things you've ever purchased in the past. The real question is: How much is it actually costing me to keep things as they are now?

Please feel free to send me your question at info@wealthworthylife.com