You have a money decision you can't quite figure out. Let's work through it together.

If you need immediate attention please get financial counseling first. They can help deal with an acute crisis or technical problems for people who face serious financial problems such as bankruptcy or courts claims

No, I’m not a registered investment advisor (RIA). I do not provide any investment advice. However, I do provide education on how investing works and risk management so you can do your own research on securities and make a decision based on your findings. We can also go over the basics of asset allocation, but ultimately you’ll be the one making the decision of what investments best fits your needs.

A financial advisor is licensed to sell investment products. They typically manage investments for a fee plus they receive commissions on products they sell to you. Every quarter they provide you an update on your investment portfolio and assets they manage. You are typically ready for a financial advisor when you have some extra income and ready to make it grow and invest.

A financial coach helps change your financial behavior, helps build your assets and focuses more long term. A financial coach collaborates with you in creating your unique solutions and plans where ultimately the decision lies with you as you are the expert in your own life. A financial coach will not sell you any financial products so you can count on them to provide you with unbiased information. You may need a financial coach when you have maxed out the free resources and still need help, read books but still can’t put a plan into action, or can’t stick with a budget.

The session is 1 hour and 30 minutes long and we go into strategy and planning. In order for me to provide the best value during our session you’ll be required to fill out a questionnaire and an income and expense worksheet, which can take 30 minutes to an hour to complete. These would need to be submitted back to me 48 hours before our session. This way we make the best use our time together. If needed we can schedule your session in the evening during the week or weekends in the morning that way if you work full time it won’t conflict with your schedule. Note the session will be done remotely, via video conference.

Money Clarity helps you figure out what to do about one specific situation. If you realize you want help building the whole system, so every paycheck, every bill, every goal has a place, that's what Elevate is for. I'll mention it if it seems like a fit, but there's zero pressure. Most people get exactly what they need right here.

To name a few, I can help you save up for that nice vacation you’ve always wanted (maybe taking your kids to Disney!), be financially prepared for a life change like having a baby or getting married, pay your bills on time, creating and managing a spending plan, save for retirement, automate and improve managing your money, reduce your debt, purchase a new home, pay off your house faster than 30 years or save up enough money to finally start your own business. You’ll be able to have more clarity on the steps you need to take to reach those goals.

That's a fair question, and only you know your situation. What I'd say is this: most people who book a session aren't doing it because the cost is easy to spare. They're doing it because the situation they're stuck on is costing them more than that in stress, delay, or missed opportunity. If it's genuinely not the right time financially, it's okay to wait. If it's more that you're not sure it's worth it, that's what the free Q&A call is for . No pressure, just a chance to see if it makes sense first.

It's not. Money Clarity is designed to stand on its own. Most people get exactly what they need in the single session and follow-up call. If you're ever a fit for more ongoing support, I'll mention it, but there's no obligation and no pressure.

Those tools can be great for information, ideas, and helping you organize your numbers. But information isn’t always what you’re missing.

Money Clarity gives you a real person to talk through your specific situation with. We look at your numbers, your priorities, and your options together. I’ll ask the questions you may not think to ask, challenge your assumptions when needed, and help you weigh the tradeoffs so you can make a decision that actually fits your life.

And you don’t just leave with information. You leave with 2–3 specific next steps, plus a follow-up check-in to help you actually follow through.

Please feel free to send me your question at info@wealthworthylife.com